Please call (269) 927-1000 before visiting campus to be sure your needs will be met. All services are also offered remotely.
A student loan is a type of financial aid that must be repaid by the student, with interest. Loans are a legal obligation and a serious responsibility. There are serious consequences when students default on loans. It is important to think carefully about how much money is really needed to pay for your educational expenses so that you can borrow only what you need.
Before considering a student loan you should first exhaust all other financial aid types, such as grants, scholarships, and work-study programs. In order to determine financial aid eligibility, students must first complete the Free Application for Federal Student Aid (FAFSA). The FAFSA can be completed online. If you need further assistance or have questions, please contact the Financial Aid Office at (269) 927-8112.
Types of Student Loans
Direct subsidized, unsubsidized and parent PLUS loans are federal student loans from the U.S. Department of Education Federal Student Aid program. As a result, a Free Application for Federal Student Aid (FAFSA) must be completed by the student and/or parent, as applicable, to qualify for these loans.
Federal Student Loan Process
Below are the steps to apply for and receive federal student loans at Lake Michigan College.