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Financial Aid Office

Benton Harbor Campus

Email finaid@lakemichigancollege.edu
Phone (269) 927-8112

The Financial Aid office helps current and prospective students apply for financial aid and oversees the packaging of financial aid awards, including grants and waivers, student loans, work-study, and scholarships. Learn more about financial aid and how to pay for college.

When should you contact the Financial Aid office?

  • If you receive financial aid and are thinking of withdrawing from a class(es). You must contact the Financial Aid office prior to withdrawing from a class.
  • If you want to check on the status of financial aid
  • If you have questions about your financial aid.

READ THE FINANCIAL AID HANDBOOK >>

 

Financial Aid Forms and Documents

Please download and print the required forms or documents.

Please print your documents and return them to the Financial Aid office in one of the following ways:

Email: finaid@lakemichigancollege.edu

Fax: (269) 927-8183

In Person: 

The Financial Aid Office is located in the main academic building at 2755 East Napier Avenue on the Benton Harbor campus. Please log in at the kiosk and wait for a client services representative or financial aid advisor to assist you.

Mail:

Financial Aid Office

Lake Michigan College

2755 East Napier Avenue

Benton Harbor, MI 49022

Please download and print the required documents.

Questions about financial aid? Check out this helpful information:

Satisfactory Academic Progress

Lake Michigan College has the following Satisfactory Academic Progress (SAP) Policy for students who receive financial aid. These standards require that a student make progress toward an Associate Degree/ Bachelor’s degree/ Certificate Program during all periods of enrollment, including periods when a student did not receive financial aid. Lake Michigan College will be consistent in applying the SAP policies to all students, including full & part time, independent and dependent students.

SAP APPEAL FORM >>

MINIMUM FINANCIAL AID SATISFACTORY ACADEMIC PROGRESS STANDARDS

Satisfactory Academic Progress (SAP) is evaluated at the end of each period of payment period. All financial aid recipients are required to meet SAP standards toward completion of certificate or degree requirements in order to be eligible for Title IV, state and institutional need-based financial aid programs. If a student who is receiving financial aid does not meet the standards as set forth in this policy, they will be ineligible for financial aid in future terms and may appeal.   

  • Maintain required cumulative 2.0 Grade Point Average(GPA) or higher (a qualitative measure) for all coursework completed at Lake Michigan College. 
  • Successfully complete at least 67% of the cumulative attempted credit hours (a quantitative measure) and
  • Make positive progress toward a program of study within 150 percent of the average published program length.

FINANCIAL AID ELIGIBILITY STATUSES

  • Eligible – Student is meeting the minimum academic standards or has no academic history. Fully Eligible for financial aid.
  • Warning – Student did not meet minimum standards for cumulative GPA and/or 67% completion rate in the previous evaluation period. Student is still Eligible for financial aid, but must reach all minimum standards by the end of the next evaluation period to maintain eligibility.
  • Ineligible – Student has failed to meet minimum standards for cumulative GPA and/or 67% completion rate SAP at the end of the evaluation period.  Student is Ineligible for financial aid.
  • Timeframe – Student has attempted at least 150% toward an Associate Degree/ Bachelor’s degree/ Certificate Program.  If a student exceeds these credit hour limits, they are not making progress toward a degree within the 150% federal requirement. Student is Ineligible for financial aid.

When is Academic Progress Evaluated? A student’s satisfactory academic progress will be evaluated at the end of each semester (Fall, Spring and Summer).  Students will not be eligible for federal funding during this time if in an ineligible SAP status.

Successful completion of a class is defined as earning a grade of A, B, C, D, or Pass and will be used to determine cumulative GPA, Completion Rate and Timeframe.

New Financial Aid Students with prior academic history: Lake Michigan College students with prior academic history will be evaluated at the time they apply for financial aid. They will receive one of three financial aid statuses.

  • Eligible – Student is meeting the minimum academic standards or has no academic history. Fully Eligible for financial aid.
  • Warning – Student is below minimum standards in his/her previous academic history. Student is still Eligible for financial aid, but must reach the minimum standards at the end of the next evaluation period to maintain eligibility.
  • Timeframe – Student has attempted at least 150% toward an Associate Degree/ Bachelor’s degree/ Certificate Program.  If a student exceeds these credit hour limits, they are not making progress toward a degree within the 150% federal requirement. Student is Ineligible for financial aid.

Transfer Students and Transfer credit hours: Students transferring to Lake Michigan College are required to have all prior college transcripts evaluated for transfer credits. All credit hours accepted by Lake Michigan College will be used to determine the 67% completion rate and the maximum timeframe of 150% of the published duration of the student’s academic program. 

Non-Passing Grades:  Unsuccessful grades of E, F, W, WD, IP or I will be used in determining completion rate and timeframe. The letter grade of E is used toward the completion rate and cumulative GPA.

Repeat Courses: Students repeating courses, for the first time only, can receive aid for that repeated course. All repeat courses will be used in determining completion rate and timeframe. Actual letter grades are included in the cumulative GPA.

Audited Credit Hours: Courses taken on an audit basis are not counted when determining the completion percentage or for purposes of determining your cumulative GPA.

Remedial Credit Hours: up to 30 credit hours of remedial course work are “financial aid eligible;” therefore they are in the attempted hour count and are either completed successfully with a passing grade A, B, C, D.

HOW TO RE-ESTABLISH ELIGIBILITY?

  • A student must bring his/her GPA and completion rate up to the minimum standards of the required cumulative GPA and 67% completion rate. A student will be ineligible for financial aid and cannot be reimbursed during this time. 
  • Mitigating Circumstances: If a student has experienced mitigating circumstances (illness, family illness, change of major) during the most recent evaluation period, they may submit an Appeal to reinstate financial aid eligibility. The student must explain, in the appeal, what has changed that will now allow them to meet the SAP requirements.  The student must also submit supporting documentation with the appeal. If the request is granted, the student will be placed on one of two Financial Aid Eligibility Statuses:
    • Probation – The student is expected to improve to minimum standards by the end of the next evaluation period. The student is Eligible for financial aid, but must meet minimum standards by the next evaluation period. A student cannot be on probation for two consecutive semesters.
    • Academic Success Plan – The student cannot be expected to improve to minimum standards by the next evaluation period. The student and Lake Michigan College have agreed to a success plan to allow the student to meet minimum standards within a fixed number of evaluation periods. The student is fully Eligible for financial aid as long as they are strictly following the success plan. If at any time the student stops following the success plan and they are not meeting minimum standards they will become Ineligible for financial aid. If a student meets minimum standards at any time while on a success plan their Financial Aid Eligibility Status will be updated to Eligible.

If the request is not granted, the student will remain Ineligible for financial aid until they meet all minimum standards.

  • Timeframe Mitigating Circumstances: If a student has not completed their program of study within the 150% timeframe and there are mitigating circumstances (illness, job related, family illness, change of major), they may submit an Appeal to reinstate financial aid eligibility. If this application is granted, the student will be placed on the following Academic Eligibility Status:
    • Timeframe Academic Success Plan – The student and Lake Michigan College have agreed to a success plan. The student is fully Eligible for financial aid, as long as they are strictly following the success plan. If at any time the student stops following the success plan, they will become Permanently Ineligible for financial aid.

If the request is not granted, the student will be Ineligible for financial aid. All students are limited to one Timeframe Academic Success Plan.

STUDENTS WILL BE NOTIFIED BY EMAIL, OF THEIR SAP STATUS, AT THE END OF EACH SEMESTER

*Decisions of the SAP Appeals Committee are final and will not be overturned

Summer 2018 Final Deadline: May 13th, 2018
Fall 2018 Final Deadline: September 15th, 2018
Spring 2018 Final Deadline: January 14th, 2019

In some instances, your appeal may not be reviewed until the end of the term when your grades have been posted, and rolled into your student academic history.

Appeals received after the above dates may not be reviewed on time; students must make all necessary arrangements to pay for their registration to avoid being dropped from their schedule.  If the appeal is approved after the semester begins, the student will be considered for financial aid, if otherwise eligible.

Steps to file an appeal

  • Complete and submit the Satisfactory Academic Progress Appeal Form;

  • Attach a detailed, signed, dated statement outlining the extenuating circumstances that resulted in unsatisfactory progress; and

  • Include a signed and dated statement explaining what has changed that will allow you to achieve academic success during the next period of enrollment at LMC.

  • Attach appropriate documentation to support the circumstances outlined in the appeal.  Documentation may include, but are not limited to, a physician’s signed statement on official letterhead, copy of death certificate, accident report, and medical reports/ records.

  • Log in to Wavelink and select Pre-Graduation Audit (Degree Works) to download and print your Degree Works; attach the copy to your appeal.  

Federal regulations allow for approval of appeals only under the following conditions:

  • It has been determined that the student will be able to meet SAP standards after the subsequent term.
  • An academic plan is developed for the student that, if followed, will ensure that the student is able to meet SAP standards by a specific point in time.

All appeals will be reviewed by the Appeals Committee; appeals filed with insufficient supporting documentation will be rejected without any further notification from LMC. SAP Committee reserves the right to approve an appeal, and all decisions are final and not appealable. 
 

 

Documents and Files