Student loans are one of the four types of financial aid available to help pay for college. A student loan is financial aid that must be repaid by the student, with interest. Loans are a legal obligation and a serious responsibility. There are serious consequences when students default on loans. It is important to think carefully about how much money is really needed to pay for your educational expenses so that you can borrow only what you need.

Before considering a student loan you should first exhaust all other financial aid types, such as grants, scholarships, and work-study programs. In order to determine financial aid elligibility, students must first complete the Free Application for Federal Student Aid (FAFSA). The FAFSA can be completed online. If you need further assistance or have questions, please contact the Financial Aid Office at (269) 927-8112.